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Free Credit Report Request
You are entitled by law to a free credit report from the agency or agencies used by a creditor that turns you down for credit. Request your free credit report within 30 days of rejection.
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Objection to Creditor Debtor Offset
This letter is intended to object firmly to a notation, comment, or other written item on the face of a check objecting to the charges and stating unilaterally that this is in final settlement of the charges due.
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Response to Creditor Demand
Collections is a very big business. Responding to a creditor's demand may be personal for you but not for them, unless you make it that way. Use this letter when responding to a creditor's demand.
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